Are you a frequent flyer looking to maximize your travel rewards? The United℠ Business Card might be the perfect tool to help your business take off.
Overview of United℠ Business Card
The United℠ Business Card offers a variety of benefits tailored to frequent travelers and business owners. Here’s a quick overview:
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Bonus Offer: Earn 75,000 bonus miles after spending $5,000 on purchases in the first 3 months.
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Annual Fee: $0 introductory annual fee for the first year, then $99.
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APR: 21.24%–28.24% variable APR.
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Earning Rates:
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2x miles on United® purchases, dining, gas stations, office supply stores, and local transit.
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1x mile on all other purchases.
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Travel Benefits: Free first-checked bag, priority boarding, and two United Club one-time passes each year.
Pros and Cons of United℠ Business Card
Like any card, the United℠ Business Card has its strengths and weaknesses.
Pros
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Earn 75,000 bonus miles after meeting the spending requirement.
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Free first checked bag for you and companion, saving up to $160 per roundtrip.
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2 United Club one-time passes each year.
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Priority boarding on United-operated flights.
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No foreign transaction fees.
Cons
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$99 annual fee after the first year.
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High variable APR of 21.24%–28.24%.
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Limited rewards categories compared to other business cards.
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Requires a significant spend to maximize rewards.
Everything United℠ Business Card Can Do For You
The United℠ Business Card offers numerous benefits that can enhance your travel and business experiences. Here are some of the standout features:
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Earn 2x Miles on United Purchases and More: Every time you book flights, buy inflight food, or make other United-related purchases, you earn double miles. This also applies to dining, gas stations, office supplies, and local transit, ensuring you maximize your rewards on common business expenses.
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Free First Checked Bag: You and one companion can save up to $160 per roundtrip. If you travel frequently for business, these savings can add up quickly. This benefit is available when you use your United℠ Business Card to purchase tickets and include your MileagePlus® number in the reservation.
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$100 United Travel Credit: Earn a $100 travel credit after seven United flight purchases of $100 or more within a year. United flight travel-related purchases include seat upgrades, inflight food, beverages, Wi-Fi, and other United fees.
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Priority Boarding: Enjoy boarding before general passengers, ensuring you have ample time to settle in and find overhead space for your carry-on.
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No Foreign Transaction Fees: Save money on international purchases, making this card ideal for business trips abroad.
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Free Employee Cards: Issue additional cards to your employees at no extra cost, enabling them to earn miles and benefits on their business expenses. Miles earned from their purchases accrue in your account, helping you earn rewards faster.
Unique Benefits of United℠ Business Card
The United℠ Business Card offers several unique benefits that make it stand out.
Earn Premier Qualifying Points (PQP):
For frequent flyers aiming for elite status, this card is a valuable tool. You’ll earn 25 PQP for every $500 spent on purchases, up to 1,000 PQP per year. This can help you reach MileagePlus Premier status, offering benefits like upgrades and increased baggage allowances.
MileagePlus Miles Never Expire:
Unlike some reward programs, MileagePlus miles do not expire. This means you can accumulate miles over time without the pressure of having to use them within a certain period. This flexibility allows you to plan for bigger trips and experiences.
5,000 Mile Better-Together Anniversary Bonus:
Receive 5,000 bonus miles each year on your card anniversary if you hold both a United℠ Business Card and a personal Chase United card. This bonus can significantly boost your mileage balance, providing more opportunities for free flights.
Extensive Travel and Purchase Coverage:
The card includes comprehensive travel insurance benefits like trip cancellation/interruption insurance, trip delay reimbursement, and baggage delay insurance. Additionally, it offers purchase protection and extended warranty coverage, ensuring your purchases are protected against damage or theft.
United Card Events and MileagePlus Exclusives:
As a card member, you gain access to exclusive events and experiences through United Card Events from Chase and MileagePlus Exclusives. Whether it’s private wine tastings, sports events, or behind-the-scenes tours, these opportunities add unique value to your membership.
Things to Look Out For
While the United℠ Business Card offers many benefits, it might not be the best fit for everyone. Consider these points:
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The $99 annual fee after the first year might not be justified if you don’t travel frequently.
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High APR rates can lead to significant interest charges if you carry a balance.
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The rewards are primarily valuable for United flyers, which may not suit those who prefer other airlines.
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Spending requirements for some benefits can be high, limiting accessibility for smaller businesses.
Conclusion
The United℠ Business Card is a powerful tool for frequent United flyers, offering robust travel rewards and valuable perks. However, the annual fee and specific airline focus might not suit everyone. Evaluate your travel habits and spending patterns to determine if this card aligns with your business needs.
Ready to elevate your business travel? Learn more about the United℠ Business Card today and see how it can enhance your travel and business experiences.
Opinions, reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed or approved by any of these entities.
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