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Looking for a business credit card that goes beyond just transactions and actually rewards you for your travel expenses? Let's dive into what the Delta SkyMiles® Gold Business American Express Card has to offer and see if it's the right fit for your business travel needs.
Overview of Delta SkyMiles® Gold Business American Express Card
The Delta SkyMiles® Gold Business American Express Card is a great fit for business owners who frequently fly with Delta. It's designed not just for travel perks but also to support your business spending. Here's what you need to know at a glance:
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Annual Fee: $0 intro for the first year, then $150. See Rates & Fees.
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Intro Offer: Earn 60,000 Bonus Miles after spending $4,000 in purchases in the first 6 months.
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Rewards Rates: 2X miles on US shipping up to $50K, US advertising in select media up to $50K, Delta purchases, and restaurants; 1X miles on everything else
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Key Benefits: First checked bag free, Main Cabin 1 Priority Boarding, and 2X miles on purchases in certain categories.
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APR: 20.24%-29.24% Variable APR.
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Recommended Credit Score: Good to Excellent.
Pros and Cons of Delta SkyMiles® Gold Business American Express Card
Every card has its highs and lows, and the Delta SkyMiles® Gold Business American Express Card is no exception.
Pros
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Generous Bonus Miles Offer: A hefty welcome bonus to get you flying sooner.
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Rewarding Bonus Categories: Earn 2X miles on direct Delta purchases, U.S. shipping on up to $50K of purchases per category per year, U.S. advertising of up to $50K in select media, and at restaurants worldwide.
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Valuable Travel Perks: Free checked bag and priority boarding on Delta flights.
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No Foreign Transaction Fees: Ideal for businesses with international dealings. See Rates & Fees.
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Unique Business Benefits: Such as a $200 Delta Flight Credit after you spend $10,000 in a calendar year.
Cons
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Annual Fee: After the first year, the $150 fee kicks in.
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High APR: Variable rates can be steep if you carry a balance.
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Limited Redemption Options: Primarily beneficial for those loyal to Delta.
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Good to Excellent Credit Recommended: May not be accessible to all businesses.
Everything Delta SkyMiles® Gold Business American Express Card Can Do For You
The Delta SkyMiles® Gold Business American Express Card is packed with features designed to elevate your travel experience and reward your business spending.
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Boost Your Mileage Balance: With the 60,000 bonus miles offer, your business trips could cover your next getaway.
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Save on Travel Expenses: The first checked bag free and Main Cabin 1 Priority Boarding can significantly cut down your travel costs.
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Maximize Your Business Spending: Earn 2X miles not just on flights but also on essential business expenses like certain shipping and advertising costs within the U.S.
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No Worries Abroad: With no foreign transaction fees, international business trips are more straightforward and less costly.
Unique Benefits of Delta SkyMiles® Gold Business American Express Card
Let's explore some of the Delta SkyMiles® Gold Business American Express Card's standout features that can really make a difference for your business.
Generous Welcome Offer
Earning 60,000 bonus miles after a relatively achievable spend within the first 6 months is a significant perk. This could cover a trip to almost anywhere Delta flies, depending on your destination and timing. It's an excellent start for a business owner looking to stretch their travel budget further.
Targeted Bonus Categories
The 2X miles on certain shipping and advertising expenses with the U.S. are particularly appealing for businesses that spend heavily in these areas. It means every dollar spent not only supports your business operations but also brings you closer to your next flight. It's a smart way to make your business expenses work harder for you.
Travel Perks Tailored for Business Travelers
The travel benefits, like priority boarding and a free checked bag, are designed to make business travel as smooth and cost-effective as possible. Imagine heading to a crucial meeting and being able to bypass the check-in queues, board the plane early, and find ample overhead bin space for your carry-on. It's these little conveniences that can make a big difference when you're on the move.
Extended Buying Power
The Delta SkyMiles® Gold Business American Express Card offers the flexibility to spend beyond your credit limit, a feature particularly useful for businesses facing large, unexpected expenses. This extended buying power adjusts with your use of the card, payment history, credit record, financial resources known to us, and other factors, ensuring your spending capability grows along with your business.
Things to Look Out For
While the card offers a plethora of benefits, it's not for everyone.
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Annual Fee: Businesses that don't spend enough to offset the $150 annual fee might not find it worthwhile.
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High APR: Carrying a balance could negate the rewards earned due to the high variable APR.
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Delta Loyalty Required: The best perks are tied to Delta, so if you fly a variety of airlines, this may not be the card for you.
Conclusion
The Delta SkyMiles® Gold Business American Express Card is a compelling option for businesses that frequently fly with Delta. The blend of travel perks, bonus mile opportunities, and flexibility on spending can offer real value, particularly for those who are savvy about maximizing their rewards. However, the annual fee and high APR mean it's essential to weigh how much you'll realistically take advantage of the card's benefits. If Delta is a frequent choice for your business travel, this card could indeed be a golden ticket to more rewarding journeys.
Ready to take your business travel to new heights? Learn more about theDelta SkyMiles® Gold Business American Express Card and see if it's the right fit for your needs.
Opinions, reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed or approved by any of these entities.
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