{"product_id":"ink-business-preferred-credit-card-3","title":"Ink Business Preferred® Credit Card","description":"\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eWondering how a credit card can revolutionize the way you manage your business expenses and travel? The \u003cstrong\u003eInk Business Preferred® Credit Card\u003c\/strong\u003e might just be the answer.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003e \u003c\/span\u003e\u003c\/p\u003e\n\u003ch2\u003e\u003cspan style=\"color: #00aaff;\"\u003e\u003cstrong\u003eOverview of Ink Business Preferred® Credit Card:\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eThe \u003cstrong\u003eInk Business Preferred® Credit Card\u003c\/strong\u003e is designed for business owners seeking to maximize rewards on every dollar spent. Here's a quick snapshot:\u003c\/span\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli aria-level=\"1\" style=\"font-weight: 400;\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cstrong\u003eAnnual Fee:\u003c\/strong\u003e $95\u003c\/span\u003e\u003c\/li\u003e\n\u003cli aria-level=\"1\" style=\"font-weight: 400;\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cstrong\u003eIntro Bonus:\u003c\/strong\u003e 90,000 bonus points after spending $8,000 in the first 3 months\u003c\/span\u003e\u003c\/li\u003e\n\u003cli aria-level=\"1\" style=\"font-weight: 400;\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cstrong\u003eReward Rates:\u003c\/strong\u003e 3x points on travel and select business categories on the first $150,000 spent each account anniversary year; 1x on all other purchases\u003c\/span\u003e\u003c\/li\u003e\n\u003cli aria-level=\"1\" style=\"font-weight: 400;\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cstrong\u003eAPR:\u003c\/strong\u003e 20.24% - 26.24% Variable\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003e \u003c\/span\u003e\u003c\/p\u003e\n\u003ch2\u003e\u003cspan style=\"color: #00aaff;\"\u003e\u003cstrong\u003ePros and Cons of Ink Business Preferred® Credit Card:\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eEvery card has its highlights and potential downsides.\u003c\/span\u003e\u003c\/p\u003e\n\u003ch3\u003e\u003cspan style=\"color: #00aaff;\"\u003e\u003cstrong\u003ePros:\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli aria-level=\"1\" style=\"font-weight: 400;\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cstrong\u003eInsane Intro Bonus:\u003c\/strong\u003e The ability to earn 90,000 bonus points sets a lucrative precedent.\u003c\/span\u003e\u003c\/li\u003e\n\u003cli aria-level=\"1\" style=\"font-weight: 400;\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cstrong\u003eBroad Reward Categories:\u003c\/strong\u003e From travel to telecommunications, earn more where it matters.\u003c\/span\u003e\u003c\/li\u003e\n\u003cli aria-level=\"1\" style=\"font-weight: 400;\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cstrong\u003eEnhanced Travel Redemptions:\u003c\/strong\u003e Points are 25% more valuable when redeemed for travel through Chase Travel℠.\u003c\/span\u003e\u003c\/li\u003e\n\u003cli aria-level=\"1\" style=\"font-weight: 400;\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cstrong\u003eWide-Ranging Benefits:\u003c\/strong\u003e Enjoy benefits like trip cancellation insurance and purchase protection on eligible purchases, ensuring you're covered where it matters most.\u003c\/span\u003e\u003c\/li\u003e\n\u003cli aria-level=\"1\" style=\"font-weight: 400;\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cstrong\u003eExplore Without Extra Costs:\u003c\/strong\u003e Travel with ease and enjoy using your card anywhere around the globe with no foreign transaction fees.\u003c\/span\u003e\u003c\/li\u003e\n\u003cli aria-level=\"1\"\u003e\n\u003cspan\u003e\u003cstrong\u003eNo Commitment: \u003c\/strong\u003eYou can always downgrade to a $0 annual fee card after the first year if you find the benefits don't justify the fee.\u003c\/span\u003e\u003cspan\u003e\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli aria-level=\"1\"\u003e\u003cspan\u003e\u003cstrong\u003eNo EIN Required:\u003c\/strong\u003e You don't need a formal business to apply for this card. \u003ca href=\"https:\/\/www.pzdeals.com\/products\/who-is-eligible-to-apply-for-a-business-credit-card\"\u003eRead more here\u003c\/a\u003e.\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003e\u003cspan style=\"color: #00aaff;\"\u003e\u003cstrong\u003eCons:\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli aria-level=\"1\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cstrong\u003eNo Introductory APR: \u003c\/strong\u003eNo introductory APR period on purchases or balance transfers, unlike some other cards.\u003c\/span\u003e\u003c\/li\u003e\n\u003cli aria-level=\"1\" style=\"font-weight: 400;\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cstrong\u003eAnnual Fee:\u003c\/strong\u003e Consider whether the rewards outweigh $95 fee.\u003c\/span\u003e\u003c\/li\u003e\n\u003cli aria-level=\"1\" style=\"font-weight: 400;\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cstrong\u003eReward Category Caps:\u003c\/strong\u003e The $150K limit on 3x points may restrict benefits for high spenders.\u003c\/span\u003e\u003c\/li\u003e\n\u003cli aria-level=\"1\"\u003e\n\u003cb\u003eSpending Requirement For Bonus: \u003c\/b\u003eThe required $8k spend in 3 months to earn the sign-up bonus may be challenging for some small businesses.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003e \u003c\/span\u003e\u003c\/p\u003e\n\u003ch2\u003e\u003cspan style=\"color: #00aaff;\"\u003e\u003cstrong\u003eEverything Ink Business Preferred® Credit Card Can Do For You:\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eThis card is more than a payment method; it's a business tool designed to reward every aspect of your spending.\u003c\/span\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli aria-level=\"1\" style=\"font-weight: 400;\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cstrong\u003eUnlock More Rewards:\u003c\/strong\u003e Earn 3x points in categories like travel, shipping, and advertising, up to $150k combined spend every account anniversary year.\u003c\/span\u003e\u003c\/li\u003e\n\u003cli aria-level=\"1\" style=\"font-weight: 400;\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cstrong\u003eEmpower Your Team:\u003c\/strong\u003e Add employee cards so every purchase helps you earn rewards faster. Employee misuse protection included.\u003c\/span\u003e\u003c\/li\u003e\n\u003cli aria-level=\"1\" style=\"font-weight: 400;\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cstrong\u003eTravel with Peace of Mind:\u003c\/strong\u003e From trip cancellation to auto rental collision damage waiver, your business trips are covered.\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003e \u003c\/span\u003e\u003c\/p\u003e\n\u003ch2\u003e\u003cspan style=\"color: #00aaff;\"\u003e\u003cstrong\u003eUnique Benefits of Ink Business Preferred® Credit Card:\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eDive deeper into what makes this card a standout choice for businesses.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003e \u003c\/span\u003e\u003c\/p\u003e\n\u003ch3\u003e\u003cstrong\u003eMaximized Rewards for Growth:\u003c\/strong\u003e\u003c\/h3\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cspan data-contrast=\"auto\" lang=\"EN\" class=\"TextRun SCXW86695173 BCX0\"\u003e\u003cspan class=\"NormalTextRun SCXW86695173 BCX0\"\u003eCardholders earn 3 points per $1 on the first $150,000 spent on combined purchases in specific categories including travel, shipping purchases, internet, cable and phone services, and advertising purchases made with social media sites and search engines each account anniversary year. All other purchases earn 1 point per $1.\u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"EOP SCXW86695173 BCX0\" data-ccp-props='{\"201341983\":0,\"335557856\":16777215,\"335559739\":160,\"335559740\":276}'\u003e \u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cspan class=\"EOP SCXW86695173 BCX0\" data-ccp-props='{\"201341983\":0,\"335557856\":16777215,\"335559739\":160,\"335559740\":276}'\u003e \u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003ch3\u003e\n\u003cstrong\u003e25% More in Travel Redemption:\u003c\/strong\u003e\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eAll points are worth 25% more when redeemed through Chase Travel℠. To put it into perspective, 90,000 points can be redeemed for $1,125 of travel via Chase Travel℠. Depending on the category of your purchase, when used for Chase Travel℠ bookings, your spending could earn you 1.25% - 3.75%.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003e \u003c\/span\u003e\u003c\/p\u003e\n\u003ch3\u003e\u003cstrong\u003eProtection for Your Purchases:\u003c\/strong\u003e\u003c\/h3\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eThe \u003cstrong\u003eInk Business Preferred® Credit Card\u003c\/strong\u003e offers trip cancellation or interruption insurance up to $5,000\/person and up to $10,000\/trip for covered events. Benefits of this card include roadside dispatch services, primary auto rental collision damage waiver for business rentals, and up to $1,000\/claim in cell phone protection. Additionally, it provides purchase protection for 120 days and extended warranty protection for eligible items purchased with the card.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003e \u003c\/span\u003e\u003c\/p\u003e\n\u003ch3\u003e\u003cstrong\u003ePoints Transfers At 1:1 Ratio:\u003c\/strong\u003e\u003c\/h3\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eTo make your points even more valuable, the \u003cstrong\u003eInk Business Preferred® Credit Card\u003c\/strong\u003e allows you to transfer your Chase Ultimate Rewards® points to various travel partners at a 1:1 value. Participating frequent flyer partners include \u003cspan data-contrast=\"auto\" lang=\"EN-US\" class=\"TextRun SCXW134697678 BCX0\"\u003e\u003cspan class=\"NormalTextRun SCXW134697678 BCX0\"\u003eAer Lingus, Air Canada, British Airways, Emirates, Flying Blue (Air France\/KLM), Iberia, JetBlue, Singapore Airlines, Southwest, United, and Virgin Atlantic. Participating hotel partners include IHG, Marriott Bonvoy, and World of Hyatt. \u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003e  \u003c\/span\u003e\u003c\/p\u003e\n\u003ch2\u003e\u003cspan style=\"color: #00aaff;\"\u003e\u003cstrong\u003eThings to Look Out For:\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eWhile packed with features, this card has considerations:\u003c\/span\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli aria-level=\"1\" style=\"font-weight: 400;\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cstrong\u003eAnnual Fee:\u003c\/strong\u003e Ensure the $95 annual fee is justified by the rewards and benefits.\u003c\/span\u003e\u003c\/li\u003e\n\u003cli aria-level=\"1\" style=\"font-weight: 400;\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cstrong\u003eCategory Spending Caps:\u003c\/strong\u003e The 3x points rate on bonus categories is capped at $150,000\/year in combined spending. Earnings decrease to 1x points beyond that threshold.\u003c\/span\u003e\u003c\/li\u003e\n\u003cli aria-level=\"1\"\u003e\n\u003cstrong\u003e\u003cspan\u003eInterest Rates:\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e Carrying a balance could result in high-interest charges, negating benefits of rewards.\u003c\/span\u003e\u003cspan\u003e\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli aria-level=\"1\" style=\"font-weight: 400;\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cstrong\u003eEligibility:\u003c\/strong\u003e Designed for businesses with good to excellent credit.\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003e \u003c\/span\u003e\u003c\/p\u003e\n\u003ch2\u003e\u003cspan style=\"color: #00aaff;\"\u003e\u003cstrong\u003eConclusion:\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eThe \u003cstrong\u003eInk Business Preferred® Credit Card\u003c\/strong\u003e \u003cspan class=\"NormalTextRun SCXW36057882 BCX0\"\u003edelivers substantial rewards and valuable benefits tailored to business owners, particularly those who \u003c\/span\u003e\u003cspan class=\"NormalTextRun SCXW36057882 BCX0\"\u003efrequently\u003c\/span\u003e\u003cspan class=\"NormalTextRun SCXW36057882 BCX0\"\u003e travel or spend heavily in key business categories, such as \u003cspan data-contrast=\"auto\" lang=\"EN\" class=\"TextRun SCXW177730618 BCX0\"\u003e\u003cspan class=\"NormalTextRun SCXW177730618 BCX0\"\u003etravel, shipping, internet, cable, phone services, and advertising\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e. \u003cspan data-contrast=\"auto\" lang=\"EN-US\" class=\"TextRun SCXW123334393 BCX0\"\u003e\u003cspan class=\"NormalTextRun SCXW123334393 BCX0\"\u003eAlthough the annual fee and spending caps require consideration, the card’s extensive protection plans, generous sign-up bonus, and versatile point redemption options make it a powerful tool for \u003c\/span\u003e\u003cspan class=\"NormalTextRun SCXW123334393 BCX0\"\u003eoptimizing\u003c\/span\u003e\u003cspan class=\"NormalTextRun SCXW123334393 BCX0\"\u003e business expenditures. This card is a strategic choice for maximizing rewards and benefits from ever\u003c\/span\u003e\u003cspan class=\"NormalTextRun SCXW123334393 BCX0\"\u003eyday business spending.\u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"EOP SCXW123334393 BCX0\" data-ccp-props='{\"201341983\":0,\"335557856\":16777215,\"335559739\":160,\"335559740\":276}'\u003e \u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003e \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eReady to leverage every business expense into rewards? The \u003cstrong\u003eInk Business Preferred® Credit Card\u003c\/strong\u003e could be your next strategic move.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003e \u003c\/span\u003e\u003c\/p\u003e\n\u003ch6\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eThe content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.\u003c\/span\u003e\u003c\/em\u003e\u003c\/h6\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003e \u003c\/span\u003e\u003c\/p\u003e\n\u003ch6\u003e\n\u003cspan style=\"font-weight: 400;\"\u003e\u003ci\u003eAll information about Ink Business Preferred® Credit Card has been collected independently by PzDeals.com. \u003c\/i\u003e\u003c\/span\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003ci\u003eInk Business Preferred® Credit Card\u003c\/i\u003e\u003c\/span\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003ci\u003e is no longer available through PzDeals.com.\u003c\/i\u003e\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\n\u003c\/h6\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003ch6\u003e\n\u003cem\u003eEditorial Disclaimer: \u003c\/em\u003e\u003ci\u003eOpinions, reviews, analyses, \u0026amp; recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.\u003c\/i\u003e\u003cbr\u003e\n\u003c\/h6\u003e","brand":"PzDeals","offers":[{"title":"Default Title","offer_id":49640519926075,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1504\/4320\/files\/b2e7e2d0-5d33-11ed-b47c-bfbb560b1ab3_1.webp?v=1721183952","url":"https:\/\/www.pzdeals.com\/products\/ink-business-preferred-credit-card-3","provider":"PzDeals","version":"1.0","type":"link"}