Hot Deal

Earn 20,000 ThankYou® Points With the No Annual Fee Citi Custom Cash℠ Card

Earn 20,000 ThankYou® Points With the No Annual Fee Citi Custom Cash℠ Card

Earn 20,000 ThankYou® Points With the No Annual Fee Citi Custom Cash℠ Card


Ez-Pz Recap:

  • 20,000 points ($200 cash value) awarded after $1,500 spent in the first 6 months of card opening
  • No annual fee
  • 5% cash back for purchases in your top eligible spend categories each billing cycle up to $500
  • Unlimited 1% cash back on all other purchases


Citi is offering new Citi Custom Cash℠ Card cardholders 20,000 ThankYou® Points (worth $200) if they spend $1,500 in the first 6 months of account opening. Additionally, cardholders can earn 5x cash back on up to $500 of their top eligible spending categories (see below for more detail) each billing cycle, potentially earning up to 15,000 additional ThankYou® points for a total of 35,000+ points ($350 cash value) in the first 6 months.  Even if you simply spend the $1,500 minimum on non-eligible spend categories, you'll still end the 6 months with 21,500 ThankYou®Points ($215 cash value)!


Eligible spend categories include: Restaurants, Gas Stations, Grocery Stores, Select Travel, Select Transit, Select Streaming Services, Drugstores, Home Improvement Stores, Fitness Clubs and Live Entertainment.

See more detail on which purchases are included in these categories here.


We did the math so you don't have to:

With no annual fee and the 5x points on up to $500 every billing cycle, this card is a fantastic way to earn some extra ThankYou® Points with very little commitment or large spending requirements in a short time period. The extra $200 signup bonus is icing on the cake!


  • Learn more about the Citi Custom Cash card HERE


  • Click HERE for information on more great credit cards with no annual fees. 

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